In an era of constantly shifting trade wars, tariffs, and fluctuating global supply chains, there’s a quiet strategy that’s been saving firms millions quietly: Tariff engineering. It’s not an exploit. It’s not a backdoor trick. It’s a legitimate, strategic reengineering of products … Read More
The Global Ripple Effect of Tariffs on Emerging Market Economies
How trade wars and import duties reshape local industries and inflation
When titans of the world get into a trade war, the reverberation is felt across continents. But it’s not only the U.S. or China that get the tremors growing market economies … Read More
How Banks Conduct Stress Testing: A Case Study Approach
In a world of economic uncertainty and ever-evolving financial risks, stress testing has become a cornerstone of modern banking supervision. But how do regulators actually gauge whether a bank can survive financial turbulence? Let’s break it down through a case study … Read More
ISO 20022: The Standardization of Future Payments
In the quickly changing landscape of digital finance, standardization has emerged as the foundation of safe, effective, and interoperable payments. This is the name that has gained a large amount of significance in the world of finance. ISO – 20022 has become … Read More
What is Asset-Liability Management (ALM) in Banks – Strategies Banks Employ to Manage Balance Sheet Risks
Stability is paramount in the complex business of banking. A bank’s success is not just a matter of its investment and lending activity but also whether it can navigate the risks its balance sheet incurs. It is here that Asset-Liability Management (ALM) … Read More
The Staffed: Redefining Execution Consulting for Consulting Firms
Bridging the Gap Between Consulting and Staffing
Stemming from careers in Management Consulting and Financial Services, our leadership team at The Staffed built this company on one core truth:
Approximately 70% of consulting services delivered by top and mid-tier firms is … Read More
The Role of Credit Rating Agencies in Banking and Financial Markets – How Agencies Like Moody’s, S&P, and Fitch Influence Borrowing Costs
Introduction
Credit rating agencies (CRAs) play a critical role in the global banking and financial markets. They assess the creditworthiness of borrowers, including governments, corporations, and financial institutions, and provide ratings that help investors and lenders gauge risk. The three largest and … Read More
How Banks Hedge Against Interest Rate Risk
Utilizing Financial Instruments such as Interest Rate Swaps to Mitigate Exposure
Interest rate risk is one of the primary difficulties that banks experience when handling their financial affairs. The risk emanates from variations in interest rates that have the potential to impact … Read More
Contractor Engagement Options: W2, Corp-to-Corp, 1099 – Pros & Cons
When hiring or working as a contractor, choosing the right engagement model is important for financial security, tax obligations, and career flexibility. The three main options—W2 (Employee), Corp-to-Corp (C2C), and 1099 (Independent Contractor)—each have their own advantages and challenges.
Whether … Read More
Enhanced Due Diligence (EDD) & Customer Due Diligence (CDD): Business Protection in a Complex World
In today’s hyper-connected, turbo-charged world economy, firms are under siege from all corners with more risk related to financial crime, fraud, and non-compliance in regulations. Thus, in a bid to fight these risks, organizations have to embrace effective customer understanding frameworks with … Read More